Community Outreach & Education

DebtWave Credit Counseling, Inc. created the San Diego Financial Literacy Center (SDFLC), a full spectrum financial services program that focuses on the overall financial health of members of the military, youth, and low-moderate income families. The SDFLC encourages them to make a long-term commitment to increasing income, decreasing expenses, and acquiring assets. The SDFLC provides free financial services to the community through three core programs:

Wave of the Future

Wave of the Future is SDFLC’s financial education program designed to further educate our next-generation about the nuances of credit, debt, budgeting, and how to become financially responsible adults. By preparing our youth population for their financial future via online tools, workbooks, and digital resources, we are able to help shape the financial habits that they will need to be successful. The utilization of interactive workshops, games, and the introduction of real-life financial scenarios further prepare our youth constituents to become and stay financially fit.

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Boost for Our Heroes

Boost For Our Heroes is a comprehensive program geared towards active duty, transitioning, and veteran military members that provides them with financial education and assistance. Working with community and collaborative partners, the SDFLC provides clear, concise, and nonduplicative personal finance education via workshops, seminars, and one-on-one consultations.

The Boost For Our Heroes program also provides a quarterly award of $3,000 to a military member or military family. Each quarter, an impartial panel will select one constituent due to financial hardship and develop an integrated financial plan.

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Smart With Your Money

Smart With Your Money (S.W.Y.M) is the organization’s flagship program, which provides free financial literacy seminars to individuals, families, and organizations throughout San Diego County. Participants receive education on budgeting, managing, and eliminating credit card debt, how to avoid financial pitfalls, and more.

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